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Settle your debt as quickly as possible

FREE CONSULTATION

HOW IT WORKS

Debt Consolidation made simple

1

Free Consultation

Grab a pen and paper, and do a free budget and debt review with a Debt Consultant.

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2

Options

Select the option within your budget and put the date on your calendar; you will be debt free.

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3

Start

Sign the documents and do your welcome call. Start New Financial will hold your hand until you are debt free.

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KNOW YOUR NUMBERS

Listen to your wallet

Do the math!


How long will it take you to pay back ?
Look below to learn more



YEARS
7

5

3

1

?
?
?
?
Making Minimum Payments
Personal Loan Consolidation
Credit Counselling
Start New Financial

Making Minimum Payments

YEARS
7

5

3

1

?
?
?
?

Personal Loan Consolidation

YEARS
7

5

3

1

?
?
?
?

Credit Counselling

YEARS
7

5

3

1

?
?
?
?

Start New Financial

YEARS
7

5

3

1

?
?
?
?

Debt Consolidation Program

Monthly Payment

Apr %

Total Payback

Duration

Making Minimum Payments

$900

14.4%

0000

55 Months

Personal Loan Consolidation

00

00

00

00

Credit Counselling

$900

6%

$40,203.80

45 Months

Start New Financial

$450

0.00%

$00

0 Months

Making Minimum Payments

Monthly Payment

Interest Rate

Total Payback

Duration

Personal Loan Consolidation

Monthly Payment

Interest Rate

Total Payback

Duration

Credit Counseling

Monthly Payment

Interest Rate

Total Payback

Duration

Start New Financial

Monthly Payment

Interest Rate

Total Payback

Duration

Explore Calculator Details

DEBT OPTIONS

Personal Loan

401k Loan

Home Equity

HELOC

Credit Counseling

Debt Relief

Bankruptcy

Get a loan online through Start New Financial

  • Easy
  • Fast
  • Simple
Apply Now

Before tapping your 401k consider a loan

  • Retirement impact
  • Alternatives
  • Loan v. Withdrawal
Apply Now

Does it make sense to refinance?

  • Start Online
  • Apply Online
  • Chat Now
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Understanding Home Equity Lines of Credit

  • How does it work?
  • Refinance Options
  • Explore Alternatives
LEARN MORE

Understand if credit counseling is right for you

  • Credit basics
  • Hardship letter
  • Debt Management
APPLY NOW

Debt relief is the best way out for millions of consumers

  • Credit basics
  • How it works
  • Expectations
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Do your best to avoid it!

  • Bankruptcy Options
  • Bankruptcy Basics
  • Consider Alternatives
EXPLORE

Debt Relief

People struggling with debt find a path to financial freedom in one of the many different options of debt relief tailored to a debtor’s needs..

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Debt Management

With our debt management program, our credit counselor has you out of debt in about 3 years or less with just one lower monthly payment.
EXPLORE

Debt Consolidation

Put all your debt together into one and pay just one lower monthly payment by conveniently consolidating all your debt into one. It’s more comfortable and you never forget a payment.

SEE OUR SERVICES
CHECK ELIGIBILITY Apply for a 0% Balance Transfer If you have a FICO Score between 700-750 and just need relief on interest rates, a 0% balance transfer with one of the cards may work for you. But if you don't qualify do not worry, we got your back.

Explore Capital One benefits. 12 months of 0% interest on a balance transfer. Read complete terms and conditions.

Learn about the TD Cash card benefits. 15 months of 0% interest on a balance transfer. Read complete terms and conditions.

Explore Bank of America CASH REWARDS benefits. 12 months of 0% interest on a balance transfer. Read complete terms and conditions.

Learn more about Chase Freedom Unlimited benefits. 15 months of 0% interest on a Balance transfer. Read complete terms and conditions.

Learn more about Wells Fargo Platinum benefits. 18 months of possible 0% interest on a Balance transfer. Read complete terms and conditions.

Learn more about Citi Diamond Preferred benefits . 18 months of 0% interest on a Balance transfer. Read complete terms and conditions.

Explore Capital One benefits. 12 months of 0% interest on a balance transfer. Read complete terms and conditions.

Learn about the TD Cash card benefits. 15 months of 0% interest on a balance transfer. Read complete terms and conditions.

Explore Bank of America CASH REWARDS benefits. 12 months of 0% interest on a balance transfer. Read complete terms and conditions.

Learn more about Chase Freedom Unlimited benefits. 15 months of 0% interest on a Balance transfer. Read complete terms and conditions.

Learn more about Wells Fargo Platinum benefits. 18 months of possible 0% interest on a Balance transfer. Read complete terms and conditions.

Learn more about Citi Diamond Preferred benefits . 18 months of 0% interest on a Balance transfer. Read complete terms and conditions.

LEARN MORE

Take Control

Debt Consolidation Improves Lives

Consolidate your debt bills into one easy monthly payment

Get Started

Our Credentials

Headquarters

5366 Plainfield Ave NE Suite B
Grand Rapids, MI 49525

Saturday – Sunday: Closed

T: 800-320-9083
Email: info@startnewfinancial.com

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Privacy Policy
Terms and Conditions

INDIVIDUAL RESULTS MAY VARY

Results and outcomes reported on this site relate to individual clients that abided by the terms of the Program and Program-related recommendations from Start New Financial. Results may vary depending on individual circumstances, especially for those clients that withdraw from the Program before Program completion. Please DO NOT rely on information or testimonials on this site as a promise or guarantee of similar results. Information is presented solely to demonstrate that Start New Financial and its client’s have achieved success in the past. In all cases, the service agreement between you and Start New Financial will supersede any materials set forth on this website.

Client’s who make all monthly Program deposits into their respective settlement accounts typically pay Start New Financial between 20% and 25% of the total amount of debt the client enrolls into the Program, depending on the state in which the client resides. Start New Financial does not charge its clients any fees until one or more of the enrolled debts are successfully settled. In the event Start New Financial settles one or more but less than all of a clients enrolled debts, Start New Financial only charges the client a fee based on the amount of enrolled debt actually settled.

The average clients Program length is between 24 and 50 months, although in some cases Program lengths may extend beyond 50 months. Not all clients are able to complete Start New Financial’s Program for various reasons, including a clients ability to save sufficient funds. Start New Financials Program length estimates are based on Start New Financial’s past experiences with clients, creditors, and debt collectors. Everyone’s circumstances are different; the characteristics of a client’s individual Program may vary from what is typical.

Start New Financial does not assume its client’s debts, make monthly payments to creditors on client’s behalf, or give clients tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. Start New Financial’s services are not available in all states. Please contact a tax professional to discuss potential tax consequences associated with settling debts for less than the full balance. Please read and understand all of Start New Financial’s Program requirements and Start New Financial’s service agreement before enrolling into Start New Financial’s Program.

The use of debt settlement services will likely adversely affect your creditworthiness. Utilizing debt settlement services also may result in (a) the balances of your enrolled debts increasing due to the accrual of legal fees and interest on your accounts and (b) you being subject to collections actions or lawsuits brought by your creditors.

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