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Dissect everything about your debt and finances

You need not go through financial hardship. Start New Financial's FREE credit counseling consultation helps you prepare the best budget that allows you to breathe and live. Just apply online or call us for your FREE phone consultation. Together, we'll meticulously go over and analyze everything in your financial and personal life to prepare a budget tailored to your means and to identify your best debt relief resolution. We'll then be empowered to prepare the best debt relief program for you, which we further individualize for you since everyone has a unique circumstance.

Know Where you stand and all the

options available to you


Debts are not supposed to be overwhelming. If they do become so, it's important to acknowledge that there's a problem rather than becoming stuck in denial while balances continue to accumulate.  You should also share your problem and not keep it to yourself so you can more easily find better help for it, ideally sharing it with a debt professional.

A good and realistic budget is like a thermostat

Budgets seem like such a simple thing. So much so, that their true importance is often taken for granted. Yet, not having a budget is like being blind; you'll just give in to impulses and continue to spend like there's no tomorrow because spending feels fun. You'll spend until you realize you're left without money to meet your solemn obligations like your debt payments.

Your budget is your metering device and starting point

A good budget allows you to stretch the buck and not overspend, and lets you know how much you have left over to take care of debt payments. That’s how you know exactly where you stand: You’re able to know what your debt obligations are and how much funds you’re working with to cover them. That way you can create a realistic debt repayment plan.

Debt Options


Start New Financial identifies the best debt relief option for you. We help you choose a debt relief option that you agree with and that is also acceptable to your creditor. Your credit counselor negotiates with creditors on your behalf to determine the lowest amount of your monthly payments.

Debt Settlement

Debt Settlement is a financial agreement between a borrower and a lender in which the former pays back less than the full amount of an unsecured debt and the latter agrees to accept this as full payment.

Snowball Method

The debt snowball method is a payment strategy where you eliminate your debts by successively paying off your smaller debts first and gaining momentum to pay off your larger debt.

Credit Counseling

Credit counseling organizations help guide you to financial freedom with effective credit counseling services that help you get rid of unsecured debt such as credit cards, collection agencies, unpaid medical, dental, attorney bills and so forth.

15

Years of Experience

40,000+

Clients

100,000s

Accounts Resolved

understandING debt


It is time for you to call a professional debt relief company like Start New Financial for debt relief when…

  • If you’re adding (not subtracting) debt every month.
  • If you’re living paycheck to paycheck.
  • If marriage doubles your problem – i.e. you suddenly owe twice as much because your new spouse brings debt into the union.
  • Your net worth is less than zero.
  • You don’t answer the phone because it might be a bill collector. You’re probably losing sleep over your finances at this stage. It’s a sign your debt is officially out of control.
  • Your savings have been drained.
  • You have turned to alcohol or drugs.
  • You hide spending habits from loved ones.

Learn to Budget

A budget plan ensures that you don’t overspend. It also allows you to identify bad habits, bad spending habits.

Learn About Debt Options

In this video portal you will know all your debt options. You won’t have to go anywhere else.

Make a Choice

Knowing what choice to make ensures that you can make the best decision for yourself. The academy has been tailored to answer your questions.

Know your numbers!


Your finances are always an important part of your future and life.


Sound decision-making  about your money and financial responsibility now can make it easier for you to obtain loans when you need them and save you money down the road.


Apply now to see if you qualify for debt relief. Call us
or
apply online to learn more about the strategies that could work best for your specific situation.

Change a
Bad Financial History

On the other hand, you can be hurt for years to come by the poor decisions have made (or continue to make). A bad financial history may even prevent would-be employers from extending job offers, and you can be precluded from buying a house or car as well.



Find out if you qualify for debt relief so you can start changing your debt situation today!

Know your financial responsibilities

Exactly how their financial situation affects other aspects of their lives is something many people don’t have a firm understanding of. But, especially when you find yourself with too much debt, it’s important to know your financial responsibilities and rights.

Know your financial responsibilities

Armed with the basics of debt and credit, you’ll be able to seek out the help you need and find resources at your disposal to get back on track.

Get a Free Debt Assessment


Simply fill out the form and one of our debt resolution experts will contact you. Soon, you’ll be on your way to a debt-free life!

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