Dissect everything about your debt and finances

You need not go through financial hardship. Start New Financial’s FREE credit counseling consultation helps you prepare the best budget that allows you to breathe and live. Just call us for your FREE phone consultation. Together, we’ll meticulously go over and analyze everything in your financial and personal life to prepare a budget tailored to your means and to identify your best debt relief resolution. We’ll then be empowered to pinpoint the best debt relief program for you, which we further individualize for you since everyone has a unique circumstance.

Know where you stand and all the options available to you

Debts are not supposed to be overwhelming. If they do become so, one must acknowledge that there’s a problem and not be in denial of it. That’s the first step to finding a solution for it. You should also share your problem and not keep it to yourself so you can more easily find better help for it, ideally sharing it with a debt professional.

A good and realistic budget is like a thermostat

Budgets seem such a simple thing that their true importance is often taken for granted. Yet, not having a budget is like being blind; you’ll just give in to impulses and continue to spend like there’s no tomorrow because spending feels fun. You’ll spend until you realize you’re left without money to meet your solemn obligations like your debt payments.

Your budget is your metering device and starting point

A good budget allows you to stretch the buck and not overspend, and let’s you know how much you have left over to take care of debt payments. That’s how you know exactly where you stand: You’re able to know what your debt obligations are and how much funds you’re working with to cover them. That way you can create a realistic debt repayment plan.

Your budget is your metering device and starting point

A good budget allows you to stretch the buck and not overspend, and let’s you know how much you have left over to take care of debt payments. That’s how you know exactly where you stand: You’re able to know what your debt obligations are and how much funds you’re working with to cover them. That way you can create a realistic debt repayment plan.

Debt Options

Start New Financial identifies the best debt relief option for you that you agree with and is also acceptable to your creditor. Your credit counselor negotiates with creditors on your behalf to determine the lowest amount of your monthly payments.

Debt Settlement

Debt Settlement is a financial agreement between a borrower and a lender in which the former pays back less than the full amount of an unsecured debt and the latter agrees to accept this as full payment.

Snowball Method

The debt snowball method is a payment strategy where you eliminate your debts by successively paying off your smaller debts first and gaining momentum to pay off your larger debt.

Credit Counseling

Credit counseling organizations help guide you to financial freedom with effective credit counseling services that help you get rid of unsecured debt such as credit cards, collection agencies, unpaid medical, dental, attorney bills and so forth.

Debt Consolidation

Debt consolidation is the process of combining two or more debt obligations into just one, or into a larger, new loan to more easily and affordably pay off multiple debts with the help of a more appealing loan term structure.

Our Clients Love Us

I just want to thank Mike Sandoval for taking care of us and helping us get back on track and to have a great credit again. Been with them for three months and 4 settlements have been done. Great experience and thankful that Mike helped us with this process.

Mark M

10,000+

Clients

100,000s

Accounts Resolved

Asia was the most knowledgeable and delightful person I could’ve dealt with for this experience. I am very glad to have met her.

Jana W

You must understand debt

It is time for you to call a professional debt relief company like Start New Financial for debt relief when…

  • If you’re adding (not subtracting) debt every month.
  • If you’re living paycheck to paycheck.
  • If marriage doubles your problem – i.e. you suddenly owe twice as much because your new spouse brings debt into the union.
  • Your net worth is less than zero.
  • You don’t answer the phone because it might be a bill collector. You’re probably losing sleep over your finances at this stage. It’s a sign your debt is officially out of control.
  • Your savings have been drained.
  • You have turned to alcohol or drugs.
  • You hide spending habits from loved ones.

Testimonials

Marc was really friendly and thorough. This is my first time doing a program like this. I was apprehensive but looking forward to getting rid of debt. He answered all my questions and had a really great customer service demeanor. He’s a leader.

Sahadeo R

Cheryl S

Marc A was very personable and professional. He did a great job explaining everything. Very glad he explained to me!

Richard A

Emmanuel and Tatum were so helpful in explaining the program and showing how this would benefit me. They were professional and polite during their presentation. I am glad the showed up just in time for the new year, giving me a start on my New Year’s resolutions. Thank you guys so much!

Adwoa A

Anthony C was excellent and he is very helpful. VERY PATIENT because he was able to answer all my questions, and I did have a lot of questions. I’ve heard about programs like these but didn’t fully understand them so I’m glad he stopped by and took time to explain the plans completely.

Matthew D

Alexavier and Christian stopped by my house and truly helped me out. I’m so glad they were in the area. I can finally have a second chance at my finances and can now start saving money for me and my family! Thank you guys!

Joe S

Christian was an amazing help. He explained everything very clearly and was very patient. I definitely recommend his and Start New’s services!

Yency C

Akemi was great at explaining the program. She came over to speak to my daughter but ended up being able to help me out. I was looking into bankruptcy but I really didn’t want to take that kind of hit. I was glad to be able to sit down and go over any and all questions right in front of me.

Michael B

I was skeptical at first when Anthony C came to my door and woke me up, but once he started explaining more about the company and my options I loved what he had to say.

Gregory P

Emmanuel and Fabrice were pretty helpful and very good at explaining the details of our plan. They walked us through every step and made us feel confident in our choice to proceed with startnew-settlement.

Learn how to budget

Discover what debt relief
option is best for you

Set aside one monthly payment to
become debt free

Learn to Budget

Secret #1 Budgeting

A budget plan ensures that you don’t overspend. It also allows you to identify bad habits, bad spending habits.

Learn Debt Options

Secret #2 Debt Options

In this video portal you will know all your debt options. You won’t have to go anywhere else.

Make a Choice

Secret #3 Choosing the program

Knowing what choice to make ensures that you can make the best decision for yourself. The academy has been tailored to answer your questions.

Know your numbers!

Your finances are always an important part of your future and life. Sound decision-making about your money and financial responsibility now can make it easier for you to obtain loans when you need them and save you money down the road.

Bad Financial History

On the other hand, you can be hurt for years to come by the poor decisions you make now. A bad financial history may even prevent would-be employers from extending job offers, and you can be precluded from buying a house or car as well.

Know your financial responsibilities

Exactly how their financial situation affects other aspects of their lives is something many people don’t have a firm understanding of. But, especially when you find yourself with too much debt, it’s important to know your financial responsibilities and rights.

Resources at your disposal

Armed with the basics of debt and credit, you’ll be able to seek out the help you need and find resources at your disposal to get back on track.

Learning Discipline

The avoidance of too much debt really revolves around personal responsibility. It is up to you to set limits. Bear in mind that banks are usually willing to give you far more money than you can comfortably repay.

Get a Free Debt Assessment

Simply fill out the form and one of our credit counseling experts will contact you. Soon, you’ll be on your way to a debt-free life!

Get A Free Debt Assessment

Simply fill out the form and one of our credit counseling experts will contact you. Soon, you’ll be on your way to a debt-free life!

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